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Terms of Service

Effective date: April 5, 2026  |  Last updated: April 5, 2026

These Terms of Service ("Terms") govern your access to and use of the website located at www.xplustechnologies.com (the "Site") operated by XPlus Technologies LLC ("XPlus Technologies", "we", "us", or "our"), a limited liability company incorporated in the State of Florida, United States.

By accessing or using the Site, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, do not access or use the Site.

1. Scope of These Terms

These Terms apply exclusively to the corporate website at www.xplustechnologies.com. They do not govern your use of any XPlus Technologies product or platform. Each product — including XPlus Finance, XPlus AppSec, and XPlus JewelDesk — operates under its own separate terms of service made available within that product.

XPlus Technologies LLC designs and develops software products and provides technology consulting services. Our current products include:

  • XPlus Finance: A financial management platform available at xplusfinance.org.
  • XPlus AppSec: An application security testing platform.
  • XPlus JewelDesk: A jewelry business management platform.

2. Permitted Use

You are permitted to access and use the Site to:

  • View information about XPlus Technologies and its products.
  • Submit inquiries through the contact form.
  • Interact with the AI-powered chatbot for informational purposes.

All other uses require our prior written consent.

3. Prohibited Conduct

You must not use the Site in any of the following ways:

  • In violation of any applicable federal, state, local, or international law or regulation.
  • To transmit unsolicited commercial communications (spam) through the contact form or chatbot.
  • To submit abusive, threatening, defamatory, discriminatory, or otherwise unlawful content through any part of the Site.
  • To attempt to gain unauthorized access to any part of the Site, its servers, backend systems, or related infrastructure.
  • To introduce malicious code, viruses, trojans, worms, logic bombs, or other harmful material.
  • To use automated tools — including bots, scrapers, crawlers, or spiders — to access the Site in a manner that imposes an unreasonable load on our infrastructure, or for the purpose of harvesting data.
  • To impersonate XPlus Technologies LLC, any of its employees, partners, or any other person or entity.
  • To probe, scan, or test the vulnerability of any system or network connected to this Site without authorization. Authorized security research is governed by our Responsible Disclosure Policy.
  • To engage in any conduct that restricts or inhibits any other person's use or enjoyment of the Site, or that we determine exposes XPlus Technologies to liability or reputational harm.

We reserve the right to terminate or restrict your access to the Site immediately and without prior notice for any violation of these prohibitions.

4. Contact Form and Chatbot

When you use the contact form or chatbot:

  • You agree to provide accurate and truthful information.
  • You understand that contact form submissions are not confidential unless you have a separate written confidentiality agreement with us.
  • You understand that the chatbot is powered by a large language model and that its responses are generated automatically. Responses are provided for informational purposes only and do not constitute professional, legal, financial, or technical advice. Do not rely on chatbot responses as a substitute for professional consultation.
  • You agree not to submit personal information — your own or any other person's — to the chatbot beyond what is reasonably necessary for your inquiry.

5. Intellectual Property

All content on this Site — including but not limited to text, graphics, logos, icons, images, design elements, software code, and the overall look, feel, and structure of the Site — is owned by or licensed to XPlus Technologies LLC and is protected by United States and international copyright, trademark, trade dress, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable license to access and view the Site for personal, non-commercial informational purposes. This license does not permit you to:

  • Copy, reproduce, distribute, republish, download, display, post, or transmit any portion of the Site in any form or by any means, except as expressly permitted in writing by XPlus Technologies LLC.
  • Modify, adapt, translate, create derivative works from, or reverse-engineer any part of the Site or its underlying technology.
  • Use any data mining, robots, or similar automated data gathering or extraction tools on the Site.
  • Frame or mirror any part of the Site on any other website or platform without our prior written consent.

"XPlus Technologies," "XPlus Finance," "XPlus AppSec," "XPlus JewelDesk," and the XPlus logo are trademarks or service marks of XPlus Technologies LLC. Nothing in these Terms grants you any right to use these marks without our prior written permission.

6. Third-Party Links

The Site may contain links to third-party websites or services. These links are provided for convenience only. XPlus Technologies LLC does not endorse, control, or assume any responsibility for the content, privacy practices, terms, or accuracy of any third-party websites. Your access to and use of any third-party site is entirely at your own risk and subject to that site's own terms and conditions.

7. Privacy

Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy to understand our data practices.

8. Disclaimer of Warranties

THIS SITE AND ALL CONTENT, INFORMATION, AND SERVICES MADE AVAILABLE THROUGH IT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, XPLUS TECHNOLOGIES LLC EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • Implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
  • Any warranty that the Site will be available, uninterrupted, error-free, or free of viruses or other harmful components.
  • Any warranty regarding the accuracy, completeness, reliability, timeliness, or usefulness of any content on the Site, including content generated by the chatbot.

Some jurisdictions do not permit the exclusion of implied warranties. If you are in such a jurisdiction, some exclusions above may not apply to you.

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL XPLUS TECHNOLOGIES LLC, ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, CONTRACTORS, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Loss of profits, revenue, data, business, or goodwill.
  • Damages resulting from your use of or inability to use the Site or its content.
  • Damages resulting from unauthorized access to or alteration of your transmissions or data.
  • Damages resulting from your reliance on any information obtained through the Site or chatbot.

This limitation applies regardless of the legal theory under which damages are sought, and even if XPlus Technologies LLC has been advised of the possibility of such damages.

OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO YOUR USE OF THE SITE SHALL NOT EXCEED ONE HUNDRED US DOLLARS (USD $100.00). In jurisdictions that do not permit exclusion or limitation of incidental or consequential damages, our liability is limited to the maximum extent permitted by law.

10. Indemnification

You agree to defend, indemnify, and hold harmless XPlus Technologies LLC and its officers, directors, members, employees, and agents from and against any claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with: (a) your access to or use of the Site; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; or (d) your violation of any third party's rights.

11. Modifications to the Site and These Terms

We reserve the right to modify, suspend, or discontinue any aspect of the Site at any time and without prior notice. We also reserve the right to amend these Terms at any time. When we update these Terms, we will revise the effective date at the top of this page. For material changes, we will make reasonable efforts to provide notice on the Site. Your continued use of the Site after any changes constitutes your acceptance of the updated Terms.

12. Termination

We may terminate or suspend your access to the Site at any time, with or without notice, for conduct that we determine in our sole discretion violates these Terms, is harmful to other users, to us, or to third parties, or for any other legitimate business reason. Upon termination, all provisions of these Terms that by their nature should survive termination will remain in full force, including intellectual property provisions, disclaimers, indemnification obligations, and limitations of liability.

13. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida and the federal laws of the United States, without regard to their conflict-of-law provisions.

If you are accessing the Site from outside the United States, you do so on your own initiative and are solely responsible for compliance with applicable local laws.

14. Dispute Resolution

Before initiating any formal proceeding, you agree to contact us at [email protected] and attempt to resolve the dispute through good-faith negotiation. If we cannot resolve the dispute informally within 30 days of your written notice to us, both parties consent to the exclusive jurisdiction of the state and federal courts located in the State of Florida, United States, for the resolution of any dispute arising out of or relating to these Terms or your use of the Site.

You waive any objection to the exercise of jurisdiction over you by such courts and to venue in such courts.

15. Severability

If any provision of these Terms is found by a court of competent jurisdiction to be unlawful, void, or unenforceable for any reason, that provision will be deemed severable from the remainder of the Terms and will not affect the validity or enforceability of any remaining provision.

16. No Waiver

Our failure to enforce any right or provision of these Terms at any time does not constitute a waiver of that right or provision. A waiver of any provision will only be effective if given in writing and signed by an authorized representative of XPlus Technologies LLC.

17. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and XPlus Technologies LLC with respect to the Site and supersede all prior and contemporaneous agreements, representations, and understandings relating to the subject matter hereof.

18. Contact

Questions about these Terms should be directed to:

XPlus Technologies LLC

Email: [email protected]

Website: www.xplustechnologies.com